See your debt settlement options.
Debt settlement means negotiating with creditors to pay less than the full balance. We'll connect you with providers who can explain your options.
Requests are free and have no impact on your credit score. Providers set their own prices.
How debt settlement works
A settlement company usually asks you to stop paying your creditors and save into an account, then negotiates a lump-sum payoff on each debt. Programs often take a few years, and the company charges a fee for each debt it settles.
Missed payments while you save usually hurt your credit badly, which can make renting harder for a while. Under FTC rules, a settlement company that signs you up by phone can't charge you until it has settled at least one of your debts and you've made a payment toward that settlement.
What to compare between providers
- Fees, and when they're charged
- How long the program takes
- Which of your debts they'll include
- Whether forgiven debt could be taxed
- Alternatives, like a nonprofit debt management plan
How SimpliMatch works
You only hear from providers for the services you picked.
Tell us what you need
Pick this service, plus anything else you need, and leave your contact details.
We connect you with providers
We find participating providers for each service you picked.
Compare and choose
Review their options and choose what's right for you.
Common questions
Requests are free.
Tell us what you need and we'll connect you with providers. It has no impact on your credit score.