Simplify your student loans.
Consolidating or refinancing your student loans can turn several payments into one. We'll connect you with providers so you can compare.
Requests are free and have no impact on your credit score. Providers set their own prices.
Consolidation or refinancing
A federal Direct Consolidation Loan combines your federal loans into one, at the weighted average of your current rates rounded up to the next eighth of a percent. Applying is free through StudentAid.gov.
Refinancing with a private lender replaces federal or private loans with a new private loan, which may lower your rate if your credit and income are strong. Federal loans you refinance lose benefits like income-driven repayment and forgiveness programs, and that can't be undone.
What to compare between offers
- Federal consolidation or private refinancing
- Fixed or variable rate
- The term and the monthly payment
- Which federal benefits you'd give up
- Fees
How SimpliMatch works
You only hear from providers for the services you picked.
Tell us what you need
Pick this service, plus anything else you need, and leave your contact details.
We connect you with providers
We find participating providers for each service you picked.
Compare and choose
Review their options and choose what's right for you.
Common questions
Requests are free.
Tell us what you need and we'll connect you with providers. It has no impact on your credit score.